BSA AML Specialist I Job at Peoples Bank, Munster, IN

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  • Peoples Bank
  • Munster, IN

Job Description

Job Description

Job Description

JOB SUMMARY

The BSA AML Specialist, I will be responsible for completing and filing Currency Transaction Reports (CTR), may assist with monitoring instances of money laundering, fraud and other financial crimes within our financial institution. The BSA AML Specialist I will also assist with the completion of Enhanced Due Diligence alerts. This role requires strong analytical skills, attention to detail and solid understanding of AML regulations and compliance requirements. This individual is also expected to multi-task special projects when requested by management together with the BSA AML Specialist I regular responsibilities. This position supports the overall BSA/AML/CFT and Compliance Program.

DUTIES AND RESPONSIBILITIES

  • Complete and file Currency Transaction Reports (CTR), Analyze transactional data, account activity and relevant data to detect patterns and anomalies.

  • Clear OFAC Sanctions alerts

  • Analyze complex financial data, conduct background research, and present findings and recommendations to the BSA Officer.

  • Ability to identify red flags and potential risks that may indicate illicit financial activities

  • Document findings and recommendations in detailed reports, ensuring compliance with internal policies and regulatory requirements.

  • May assist clearing alerts generated by the AML monitoring system.

  • Clear enhanced due diligence alerts generated within the AML monitoring system.

  • May assist with preparing and filing Suspicious Activity Reports (SARs) consistent with FinCEN requirements.

  • Collaborate with internal teams, law enforcement agencies and regulatory bodies as needed.

  • Provide support and guidance to BSA/AML Team.

  • Stay up to date on industry trends and regulations related to AML compliance.

  • Utilize various tools and resources to gather information and evidence for investigations.

  • Participate in internal and external audits, reviews, and regulatory examinations related to EDD and AML processes

QUALIFICATIONS

Bachelor's degree in finance, Accounting, Criminal Justice, Business or a related field.

  • Minimum one year of experience in AML compliance or Financial Investigations.
  • Strong decision -making analytical skills and attention to detail.
  • Knowledge of AML regulations and compliance requirements.
  • Professional certification such as Certified Anti-Money Laundering Specialist (CAMS)preferred.
  • Critical thinking skill to research, collect and analyze.
  • Effective verbal, written and interpersonal communication.
  • Anti Money Laundering (AML), Knowledge of Enhanced Due Diligence (EDD), Customer Due Diligence (CDD) and Know Your Customer (KYC).
  • Individual must be able to work independently and with minimal supervision while performing multiple tasks and meeting deadlines.
  • Working knowledge of Verafin a plus

ABOUT US

For over a century, Peoples Bank has served as a cornerstone of customer commitment, helping our communities thrive and continuously supporting our community members. Proudly bearing the Finward name as a Finward Company, our logo symbolizes our unwavering dedication to financial excellence, advanced technology, and elevating the customer journey.

Headquartered in Munster, Indiana, Peoples Bank offers an extensive array of consumer, business, and wealth management solutions, alongside cutting-edge digital banking services. With 26 conveniently located Peoples Banking Centers spread across Northwest Indiana and Chicagoland, we uphold a tradition of delivering top-notch performance to our valued residents.

At Peoples Bank, we are driven by a passion for fostering success within our customer base and communities. Anchored in our core values of Stability, Integrity, Community, and Excellence, we are committed to building strong partnerships with our customers and communities to help them achieve financial success. Through innovative engagement and technology, we ensure an exceptional customer experience at every turn.

For more information on benefits visit the Careers page of our company website at

Peoples is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Equal Housing Lender / Member FDIC

Job Posted by ApplicantPro

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